Reduce Your Monthly Mortgage Payments

Alternative Home Loans & Mortgages
Funds Deposited Within 48 Hours
Lower Your Mortgage Payments
Keep more cash at hand every month.

The home you bought should not be a burden.

Having a high monthly mortgage payment can cause significant stress that can impact your quality of living and affect your family if you have one.

SmartLend.ca will help you lower your monthly mortgage payments.

Lower Your Mortgage payments

How To Reduce Your Mortgage Payments

Keep more cash at hand at the end of every month.

Already own a home?
Here are your options

  • Refinance Your Mortgage
  • Renew Your Mortgage
  • Downsize Your Home
  • Never Pay Mortgage Again (Senior homeowners age 55+ only)

Purchasing a home?

  • Purchase With A Larger Down Payment
Do You Qualify For The Lowest Mortgage Payments?

You’ve built your success through years of hard work. With that comes the complexities of balancing family, your work and planning for the future. We can help

Lower Your Mortgage payments
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Get Upto $350K

Funds Deposited Within 48 Hours

Get Approved Regardless Of Your Current Situation

Get Upto $350K
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Smartlend.ca Testimonial
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My family highly recommends SmartLend and the people who work there for their commitment and reselience. My husband & I were told its impossible to be funded by the banks and mortgage brokers until we leveraged Smartlend.

Monica Pollack | Toronto, Ontario - Recommends SmartLend.ca

$979 Million Funded

You don’t need to be a financial wizard to become financially certain.

SmartLend.ca will do the heavy lifting for you.

Frequently Asked Questions

Use your real property as a financial strategy

There is no minimum credit score to qualify for a mortgage because if your credit score is less than 630 (Fair) a B-Lender or an alternative lender may fund your mortgage with a slighlty higher interest rate.

If you have a good credit score which is 750 and greater you are very likely to be funded by a major bank with lower interest rates and fees.

Compare Interest Rates

  • When purchasing a property consider a larger downpayment
  • To refinance, you should have considerable amount of equity in your property
  • Stage your property for a full appraisal to get a higher valuation
  • You must be able to show a steady flow of income or revenue

Explore Your Options

Banks make sure you can afford to borrow funds before they lend to you. But sometimes, it's possible to buy more house than you can truly afford. Getting approved for the money to buy a home is one thing, but being able to truly afford it is another.

SmartLend.ca can help you get funded regardless of your current situation.

Explore Your Options

You can access upto 85% of your home equity and upto 95% under certain circumstances.

You don't need to have perfect credit to qualify for a mortgage.

Explore Your Options

100%, Yes!

We Help Real People Like You Become Financially Certain, Regardless Of Your Current Situation

Pre-Approve Your Mortgage